Accounts
Platinum Security Checking
Opening Deposit: $100.00, available for use
FREE VISA® Debit Card
Cell Phone Protection
ID Theft Aid
Roadside Assistance
Health Savings Card
Buyers Protection and Extended Warranty
Minimum Balance Requirements*
Download the BaZing app Today!
$6.00 Monthly Maintenance Fee *unless average monthly balance is $2500*
Freedom Checking
Opening Deposit: $100.00, funds available for use immediately
Balance Requirement: None
Monthly Maintenance Fee: None
FREE VISA® Debit Card
Boomer Checking
$100.00 opening deposit
EARNS 0.55% APY** interest on a balance of $5,000.00 or more
NO monthly maintenance fee
Retirement Account
Free Checks
Savings
Required deposit of $25.00 for your share of the credit union
EARN 0.15% APY** on $500.00 - $24,999.99
EARN 0.40% APY** on $25,000.00 or more
If you have a savings account only, you are eligible for a FREE VISA® ATM Card
This allows you to withdrawal funds from your savings account at any ATM
Christmas Club
EARN 1.00% APY** interest on balances from $0.00 - $10,000.00
Earn 0.05% APY** on any balance over $10,000.00
No minimum balance required
The funds will automatically transfer to your Regular Savings Account November 1st, so you are able to access it for all of your holiday needs
If you would like to keep saving once it is transferred, just give us a call and we will get the funds transferred back into the Christmas Club for you
If you withdrawal from the Christmas Club before or after November 1st, you will get charged a $10.00 fee per withdrawal
Little Buck Account
Ages 0-16
$5.00 minimum deposit required
EARNS 1.00% APY** for balances from $0.00 - $50,000.00
Earns 0.05% APY** for balances $50,000.01 and above
Kids will receive Personalized Membership Card
With each deposit, your child will receive a hole punch. After 10 deposits, they can turn their Membership Card in for a PRIZE
NO maintenance fees
Certificates
Minimum deposit of $1,000.00 for all certificates
Terms ranging from 6 months to 5 years
Competitive rates
Penalty for early withdrawal
Certificates | APY** |
---|---|
Minimum $1,000.00 | |
6 Months | 2.75% |
12 Months | 3.70% |
24 Months | 3.80% |
36 Months | 4.25% |
48 Months | 4.00% |
60 Months | 4.00% |
Jumbo Certificate
Minimum of $75,000.00 is required
Not available in 6 month terms
Super Jumbo Certificate
Minimum of $245,000.00 is required
Not available in 6 or 12 month term
IRA Certificates
Certificates | APY** |
---|---|
Minimum $1,000.00 | |
6 Months | 2.75% |
12 Months | 3.70% |
24 Months | 3.80% |
36 Months | 4.25% |
48 Months | 4.00% |
60 Months | 4.00% |
IRA Savings
Amount | APY** |
---|---|
$0.00 - $4,999.99 | 1.25% |
$5,000.00 - $24,999.99 | 1.25% |
$25,000.00 - $74,999.99 | 1.50% |
$75,000.00 and up | 1.50% |
Credit union versus bank
We’re here to help you understand how checking and savings accounts differ at credit unions and banks. Click the button below to learn more.