Rates
Loan Rates
Auto Loans
| New & Used | Rates |
|---|---|
| As low as 5.50% APR* |
Boat, RV, Watercraft, Motorcycles
| New & Used | Rates |
|---|---|
| As low as 7.50% APR* |
Unsecured Loans
| Loan | Rates |
|---|---|
| Signature Loan (up to 60 months) | As low as 10.75% APR* |
| Mastercard | Fixed at 13.90% APR* |
| Mastercard Gold | Fixed at 12.50% APR* |
| Line of Credit | As low as 10.75% APR* |
Certificate/Dividend Rates
Certificates1
| Min. Balance | Term | APY** |
|---|---|---|
| $1,000.00 | 6 Months | 2.75% |
| $1,000.00 | 12 Months | 3.70% |
| $1,000.00 | 24 Months | 3.80% |
| $1,000.00 | 36 Months | 4.25% |
| $1,000.00 | 48 Months | 4.00% |
| $1,000.00 | 60 Months | 4.00% |
1Jumbo CD - min $75,000 not available for 6mo term. Super Jumbo - min $245,000 not available in 6 or 12mo term.
See Truth-in-Savings Disclosures for complete information.
Savings Accounts
| Account | APY** |
|---|---|
| $500.00 - $24,999.99 | 0.15% |
| $25,000.00 and up | 0.40% |
| Kid's Club | 1.00%2 |
| Christmas Club | 1.00%3 |
21.00% APY dividend for Christmas Club Accounts with up to $10,000.00 plus accrued dividends, Christmas Club Accounts in excess of $10,000.00 plus accrued dividends earn a 0.05% APY dividend.
31.00% APY dividend for Kid's Club Accounts with up to $50,000.00, Kid's Club Accounts in excess of $50,000.00 earn 0.05%. New Kid's Club Accounts will be required to be sub-account of the parent, relative/legal guardian account and have E-Statement on this account to earn the 1.00% APY. Kid's Club Accounts are only available for children up to age 18.
Ask for details to earn posted rates on Kid's Club and Christmas Club Accounts.
Checking Accounts
| Account | APY** |
|---|---|
| $0.00 and up | 0.00% |
Baby Boomer Checking
| Account | APY** |
|---|---|
| $5,000.00 and up | 0.55% |
IRA Accounts
| Account | APY** |
|---|---|
| $0.00 - $4,999.99 | 1.25% |
| $5,000.00 - $24,999.99 | 1.25% |
| $25,000.00 - $74,999.99 | 1.50% |
| $75,000.00 and up | 1.50% |